Banks will conclude a loan agreement on the next business day after applying for a loan or provide the loan on the next business day after concluding the loan agreement.

This requirement does not apply to cases where funds are transferred by the bank to pay for goods or services for the purchase of which the loan is provided.

Banks will also study the activity around the credit history. Not only the content of the credit report but also the number of report requests in the last 7 days will be analyzed.

Before concluding the loan agreement, banks will inform citizens about the forms and methods of fraud by third parties, against signature.